If you want to stop foreclosure and are in need of foreclosure help, the time to call 888-995-HOPE™ is now. The Homeowner's HOPE™ Hotline is a counseling service provided by the Homeownership Preservation Foundation to work with you to find a solution to your problem. The sooner you call, the sooner you can regain your peace of mind. Remember, you're not alone.
We can provide counseling to you, free of charge, in English and 170 other languages, 24 hours a day, 7 days a week, 365 days a year.
For FREE foreclosure help, call the Homeowner’s HOPE Hotline at
The President's plan, called Making Home Affordable, has options for many homeowners needing help.
This website has tools that help you determine if you are among the up to 9 million homeowners who can benefit from Making Home Affordable, and keep your home.
Many homeowners are struggling to make their monthly mortgage payments either because their interest rate has increased or they have less income, or are experiencing some other financial hardship. A Home Affordable Modification will provide them with mortgage payments they can afford, and help you keep your home.
If you can no longer afford to make your monthly loan payments, there may be options to make your mortgage payment more affordable. Maybe you are experiencing a hardship that has increased your expenses, and you find yourself in need of assistance. Our free counseling session can provide you information about assistance programs that may help you with your particular situation.
Many homeowners avoid losing their homes by calling our free counseling hotline, 888-995-HOPE.
There is no upside to foreclosure, and normally it should be prevented at all costs. There are options, such as receiving mortgage assistance with a loan modification, which if you are behind on mortgage payments might be your best option.
In some cases, the servicer of your mortgage may consider a short sale, or a “deed in lieu”, or DIL. Both a short sale and a DIL provide an alternate option for borrowers and servicers.
The existence of second mortgages or other liens on your home can complicate the process of completing a short sale. It’s important to understand that all the parties who have an interest in the property have to be involved in the ultimate disposition or sale of the property.
Please note that the short sale is typically not a fast transaction to complete, but it’s one that can be accomplished if you begin the short sale with the lender early on, when you are first trying to sell the home as an option for foreclosure prevention..
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We Can Help
The Homeownership Preservation Foundation can provide you with comprehensive telephone counseling to help you avoid foreclosure. Our trained counselors are experts in foreclosure prevention and will set up a plan of action designed just for you and your situation. Call or start an online counseling session now.
View Success Stories of our Foreclosure Prevention Program, and examples of how our counseling helped stop foreclosure.
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